The Entertainer is launching marshmellows at Lily in her swing, calling out, "Hey Lil' catch! Come on, you can get it!" (He is pretty articulate for 25 months...), when the Adventurer asks when he can start t-ball.
"As soon as we finish figuring out the insurance," says dad.
"What's insurance?" asks the Adventurer.
Long pause....
"It's when you pay a lot of money, so that if you get hurt you don't have to pay a lot of money," I kick in, feeling rather sassy.
"Why don't you call it 'money', then. Insurance confuses me." He replies.
"Ok," I say, "You can play t-ball as soon as we get the 'money' figured out."
"So we need more money for me to play t-ball?"
"No, we have to get insurance."
"I don't understand," says the Adventurer. "Who do we have to give the money to?"
"Some people, and then they give it to the doctors." By this point, I am feeling confused.
"Why don't we just give it to the doctors ourselves?" He asks. I love how a 4 year old has such clear logic on this topic. I am wondering the exact same thing. What a crock insurance is.
I'll post more on that later though.
Salud! H
Original source: http://amommystory.wordpress.com/?p=210