
Mature Market Experts Stat of The Day: The average annual long-term care premium for individuals under 65 is $1,337.
The average premium for seniors over 65 is $2,862.
The average long-term care insurance policy purchased by a 65-year-old and held until death pays out 82 cents for every dollar.
Since 1987, fewer than 10 million Americans have bought long-term care insurance, and only about 7 million of those policies remain in force today.
Almost 30 percent of Americans over 45 have purchased a long-term care insurance policy.
Source: AAHSA, American Association of Homes and Services for the Aging
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